Legal Notices

Terms of Use

By accessing and using the BSF Website, www.4bsf.com (the “Website”), you are agreeing to be legally bound by these Terms of Use. By using the BSF Website, you represent that you are 16 years or older and agree to abide by the following Terms of Use. If any of these terms are unacceptable to you, you may not access the BSF Website until agreement has been reached between you and 4BSF as to the applicable terms of use. The terms “you” and “User” refer to anyone who accesses the BSF Website.

As you browse through the BSF Website you may access other Websites that are subject to different terms of use. When you use those sites, you will be legally bound by the specific terms of use posted on such sites. If there is a conflict between these Terms of Use and the other terms of use, the other terms of use will govern with respect to use of such pages.

BSF · Business Services & Funding, LLC (BSF) may change these Terms of Use at any time without notice. Changes will be posted at www.4bsf.com under "Terms of Use". Your use of the Website after any changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes. Therefore, you should read these Terms of Use from time to time for changes.

1. USE OF THE BSF WEBSITE.

BSF hereby grants you a non-exclusive, non-transferable, limited license to access and use the Website for the fees, if applicable, and under the terms set forth below.

The Website and the content, including, but not limited to, text, data, reports, ratings and other opinions, images, photos, graphics, graphs, charts, animations and video (the "Content"), displayed on the Website, may be used only for your personal and non-commercial use. Except as otherwise permitted under these Terms of Use, you agree not to copy, reproduce, modify, create derivative works from, or store any Content, in whole or in part, from the Website or to display, perform, publish, distribute, transmit, broadcast or circulate any Content to anyone, or for any commercial purpose, without the express prior written consent of BSF.

The Content is the property of BSF or its licensors, and is protected by copyright and other intellectual property laws. All trade names, trademarks, service marks and other product and service names and logos on the Website and within the Content are proprietary to their respective owners and are protected by applicable trademark and copyright laws. Any of the trademarks, service marks or logos (collectively, the "Marks") displayed on the Website may be registered or unregistered marks of BSF or others. Nothing contained on this Website should be construed as granting any license or right to use any of the Marks displayed on the Website without the express written permission of BSF or a third party owner of such Marks. Any unauthorized uses of the Marks or any other Content are strictly prohibited.

You may, on an occasional and irregular basis, reproduce, distribute, display or transmit an insubstantial portion of Content, for a non-commercial purpose and without charge, to a limited number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the Content in the same form in which the notices appear on the Website, the original source attribution, and the phrase "Used with permission from BSF". However, you may not post any Content from the Website to forums, newsgroups, list serves, mailing lists, electronic bulletin boards, or other Websites, without the prior written consent of BSF. To request consent for other matters, you may contact BSF.

You may not use the Website for any unlawful purpose. You shall honor all reasonable requests by BSF to protect BSF proprietary interests in the BSF website.

2. REGISTRATION

As part of the registration process, you must select a member name and password and provide BSF with accurate, complete, and updated information. Failure to do so constitutes a breach of this Agreement, which may result in immediate termination of your access.

3. LIMITATION ON BSF WARRANTIES AND LIABILITY

You are entirely liable for activities conducted by you or anyone else in connection with your browsing and use of the Website. If you are dissatisfied with the Content or the Website or with these Terms of Use, your sole and exclusive remedy is to stop using the Content and the Website. BSF will not pay you any damages in connection with your browsing or use of the Website.

The Website includes BSF and other opinions that must be construed solely as statements of opinion and should not be construed as statements of fact. BSF opinions are not recommendations to buy, sell or refinance any business or obligation issued by any obligor. BSF relies on information provided by obligors, their accountants, counsel and other experts. The use of the BSF Website by User should not be construed as an endorsement of the accuracy of any of the data or conclusions, or as an attempt to independently assess or vouch for the financial condition of any company. Each opinion must be considered, if at all, as only one factor in any investment decision made by you.

Due to the number of sources from which the Content is obtained, and the potential hazards of electronic distribution, there may be delays, omissions or inaccuracies in such Content and the Website. THE CONTENT AND THE WEBSITE ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. NEITHER BSF NOR THE OTHER COMPANIES MAKES ANY GUARANTEES OR WARRANTIES AS TO THE ACCURACY OR COMPLETENESS OF OR RESULTS TO BE OBTAINED FROM, ACCESSING AND USING THE BSF WEBSITE, THE BSF WEBSITE'S OWN CONTENT, THE OTHER CONTENT, NOR ANY MATERIAL THAT CAN BE ACCESSED (VIA A DIRECT OR INDIRECT HYPERLINK OR OTHERWISE) THROUGH THE BSF WEBSITE. BSF HEREBY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND OF NONINFRINGEMENT. NEITHER BSF NOR THE OTHER COMPANIES SHALL BE LIABLE TO THE USER OR ANYONE ELSE FOR ANY INACCURACY, DELAY, INTERRUPTION IN SERVICE, ERROR OR OMISSION, REGARDLESS OF CAUSE, OR FOR ANY DAMAGES RESULTING THEREFROM. IN NO EVENT WILL BSF, THE OTHER COMPANIES NOR ANY THIRD PARTY LICENSORS BE LIABLE FOR ANY INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOST TIME, LOST MONEY, LOST PROFITS OR GOOD WILL, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, AND WHETHER OR NOT SUCH DAMAGES ARE FORESEEN OR UNFORESEEN WITH RESPECT TO ANY USE OF THE BSF WEBSITE. NEITHER BSF NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS WILL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY RESULTING FROM USE OF THE WEBSITE, IN WHOLE OR PART, WHETHER CAUSED BY NEGLIGENCE, CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEBSITE AND ANY CONTENT AT THE WEBSITE OR OTHERWISE. IN NO EVENT WILL BSF, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR THE WEBSITE.

4. LINKS TO OTHER WEBSITES.

You may, through hypertext or other computer links, gain access to Websites operated by persons other than BSF. Such hyperlinks are provided for your reference and convenience only, and are the exclusive responsibility of such Websites' owners. You agree that BSF is not responsible for the content or operation of such Websites, and that BSF shall have no liability to you or any other person or entity for the use of third party Websites. Except as described below, a hyperlink from this Website to another Website does not imply or mean that BSF endorses the content on that Website or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other Websites to which you link from BSF Website. BSF assumes no responsibility for the use of third party software on the BSF site and shall have no liability whatsoever to any person or entity for the accuracy or completeness of any outcome generated by such software.

5. TIMELINESS OF CONTENT

The Content displayed on the Website, including, but not limited to, reports and other opinions, are current as of the date appearing on the report and are subject to change without notice. Unless indicated otherwise, ratings are updated periodically by BSF to reflect changes in the market and other criteria. BSF does not guarantee or warrant the accuracy, timeliness, or completeness of any ratings you receive using the Website.

6. THE USER'S CONTENT

The User grants to BSF the non-exclusive right to use all material entered into the BSF Website by the User (other than third-party material transmitted through private electronic mail) in any of the BSF print or electronic publications.

Users entering material into the BSF Website are responsible for the content of that material. Neither BSF nor Other Companies has any responsibility for Other Content, including the content of any messages or information posted by Users or others, or for the content of information accessible via direct or indirect hyperlinks from the BSF Website. However, BSF retains the right, which it may or may not exercise in its sole discretion, to review, edit, or delete Other Content that BSF deems to be illegal, offensive, or otherwise inappropriate.

You may not input or distribute any material through the BSF Website that is promotional in nature, including solicitations for business, without the prior written authorization of BSF.

The User agrees to indemnify BSF and Other Companies from all damages, liabilities, costs, charges and expenses, including reasonable attorneys' fees, that BSF, The Other Companies, their affiliates, employees, and authorized representatives may incur as a result of either: (i) the User's breach of this Agreement; or (ii) material entered into the BSF Website with the use of the User‘s screen name or password.

7. ADDITIONAL LEGAL TERMS

This Agreement will continue until terminated by either BSF or you. Either party can terminate the Agreement by notifying the other party by telephone or electronic mail of the decision to terminate.

BSF may discontinue or change the BSF Website, or its availability to you, at any time.

This Agreement constitutes the entire agreement between the parties relating to the BSF Website and supersedes any and all other agreements, oral or in writing, with respect to the BSF Website. The failure of BSF to insist upon strict compliance with any term of this Agreement shall not be construed as a waiver with regard to any subsequent failure to comply with such term or provision. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the United States of America and the state of Kansas, as if the Agreement was a contract wholly entered into and wholly performed within the state of Kansas. All rights not expressly granted herein are reserved.

ANTI-HACKING PROVISION

You may not, nor may you allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify the Website or any Content. You may not, nor may you allow others to, directly, or indirectly, collect or attempt to collect any information about others, including passwords, account or other information.

If you have any questions, please feel free to e-mail Matt directly from the following link: